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Refund Policy

Last updated: June 2026

SlipScore is a subscription-based credit building service. This policy explains when and how refunds are issued for subscription payments and the savings return at the end of your 12-month journey.

1. Subscription Payments

Monthly subscription fees (₹200, ₹500 or ₹1,000 depending on your plan) are collected via UPI AutoPay at the beginning of each month.

Once a monthly subscription is processed and your payslip has been generated for that month, the subscription fee for that month is non-refundable. This is because the service (payslip generation and CIBIL reporting) has already been delivered.

2. 7-Day Cooling Off Period

If you are a new member and you cancel within 7 days of your first payment — before your first payslip is generated — you are eligible for a full refund of your first month's subscription fee.

  • Contact us at hello@slipscore.in within 7 days of joining
  • Refund processed within 5-7 working days to your UPI account
  • This applies to first-time subscribers only

3. Savings Return (12-Month Completion)

A portion of your monthly subscription is held in escrow as savings. After completing all 12 consecutive payments, this amount is returned to you as follows:

  • Basic (₹200/mo): ₹1,900 returned after 12 months (₹500 retained as service fee)
  • Plus (₹500/mo): Higher savings amount returned (see plan details)
  • Pro (₹1,000/mo): Maximum savings returned (see plan details)

Savings are returned within 10 working days of completing your 12-month journey, via UPI to your registered bank account.

4. Early Cancellation

If you cancel your subscription before completing 12 months:

  • Your subscription will not renew from the next month
  • Your accumulated savings (minus a processing fee of ₹250) will be returned within 15 working days
  • You will not receive the pre-approved loan offer (requires full 12-month completion)
  • Your CIBIL reporting will stop from the month of cancellation

5. Payment Failures

If a UPI AutoPay deduction fails and you are charged but the service is not delivered (payslip not generated), you are eligible for a full refund for that month. Contact us immediately at hello@slipscore.in with your member ID and transaction reference.

6. How to Request a Refund

To request a refund, contact us at:

  • Email: hello@slipscore.in
  • WhatsApp: +91 6383245104

Please include your Member ID, registered phone number and reason for refund. We will respond within 2 working days.

7. Disputes

If you are not satisfied with our refund decision, you may escalate the matter to our grievance officer at hello@slipscore.in with subject line "GRIEVANCE — [Your Member ID]". We will respond within 7 working days.

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