The journey

From zero to loan-ready
in 12 months

No employer needed. No complicated documents. Just your phone, your income, and 12 months of consistency.

01
Day 1 — 5 minutes

Sign up on WhatsApp

Message SlipScore on WhatsApp. Tell us your name, monthly earnings and where you work. No documents needed. No employer letter. Just the basics.

We verify your identity with Aadhaar OTP — takes 2 minutes.

Time needed5 minutes
DocumentsNone required
First payslipFree — sent immediately
02
Day 2 — Link your bank

Link your UPI bank account

Connect your bank account via our secure UPI integration. We read your income deposits to verify your earnings are real — not self-declared.

This is what makes your payslip trusted by banks and NBFCs. Real data. Real verification.

Verification methodUPI inflow analysis
Data accessRead-only. We never touch your money
ConsentRevocable anytime
03
Month 1–12 — Every month

Pay monthly. Get your payslip.

Pay ₹200/month via UPI AutoPay. Every month you receive a professional PDF payslip on WhatsApp — verified against your bank data.

Every payment is reported to CIBIL through our NBFC partner. Your score builds month by month.

Monthly payment₹200 / ₹500 / ₹1,000
What you receiveVerified PDF payslip
CIBIL reportingEvery month via NBFC
Score growth+15–25 points per month
04
Month 12 — Loan day

Your loan is ready. One tap.

After 12 consecutive payments you have 12 verified payslips, a CIBIL score above 700, and a pre-approved loan from our NBFC partners.

One button in the app. Money in your account within 2 hours. Nobody visits your workplace. Nobody calls your employer.

Loan amount (Basic)Up to ₹25,000
Loan amount (Plus)Up to ₹50,000
Loan amount (Pro)Up to ₹5,00,000
Disbursal time2 hours
Savings returned₹1,900 back to you
Common questions

Things people ask us

Is the payslip legally valid? +
Yes. SlipScore payslips are generated based on verified UPI bank data and issued by a registered company. They are accepted by NBFCs for loan applications, by landlords for rental agreements, and by embassies for visa applications. They carry our company stamp, registration number and a QR code for instant verification.
What if I miss a payment? +
Missing one payment pauses your CIBIL reporting for that month and delays your 12-month journey. You can resume the next month. However, 3 consecutive missed payments will close your account and your savings will be returned after deducting a small fee. We always send reminders before payment is due.
How is my money safe? +
All subscription payments are held in a dedicated escrow account — separate from SlipScore's operating funds. Your savings are never used for anything else. After 12 months, ₹1,900 (Basic) is returned directly to your bank account via UPI.
Do I need a formal employer? +
No. SlipScore is designed specifically for workers without a formal employer — gig workers, self-employed, daily wage earners, freelancers, shop owners, salon staff, delivery workers. Anyone with regular income qualifies.
Is the loan guaranteed? +
Members who complete all 12 payments with a clean record are pre-qualified for a loan from our NBFC partners. The final loan decision is made by the NBFC based on their credit policy. In our experience, members who complete the full 12 months have a very high approval rate.
Can I cancel anytime? +
Yes. You can cancel your subscription at any time. Your savings up to the point of cancellation will be returned after deducting a small processing fee. Note that cancelling before 12 months means you will not receive the pre-approved loan offer.

Ready to start your
12-month journey?

First payslip is free. No documents needed. Takes 5 minutes.

Get started free →